My Responsibilities To You
My job as your mortgage specialist is to have a wide scope understanding of the mortgage market. Working with our clients who seek mortgage financing it is imperative to provide:
It is my job to be considered as a financial matchmaker between the borrower and the lender. Working as a knowledgeable professional we are constantly working to enhance our working relationships with multiple lenders to obtain for our clients the best interest rates in the market while constructing that mortgage to suit the client's needs.
When speaking with a mortgage specialist to inquire simply on the basis of his or her best interest rate is really not really providing you with the best possible answer. To provide accurate price quotes we need to know many things about the borrower, the property and the transaction itself. This information must then be matched against the prices contained in voluminous price sheets we receive on a daily basis from our lenders. This does take a lot of work and if you are not prepared to work with a mortgage specialist you will not be getting a fair and accurate picture of your financing requirements.
Brokers in the "casual price shopper" market generally will quote the best price possible - if the information required to price accurately is not used, the price is as good as any other. Some will even price below the market for obvious reasons, obtaining your business and then finding ways to raise the price as the transaction comes closer to closing. Leaving you with little time to dispute or go elsewhere. The market is so volatile that prices change once or more times daily and are reset each morning. It is our goal at Northland to have you as a client for life. We strive to work to get you the best possible rates while providing you with the best financial solutions to meet your needs.
Call at your convenience and it would be my pleasure to work with you to provide you with the best mortgage options and rates Northland Mortgage has available.